Remember, if a lender is asking you to co-sign, it is because the person you are co-signing for is a bad credit risk to start with. The lenders experience is that these people usually can’t make the payments.

In the banker’s eyes you're the borrower, not the person you're co-signing for. Here are some important facts about co-signing:...Read More

Videos

Frugal living

More About Us

Too often when people have money problems, they don't do anything about them until the problems are so great they can’t be avoided. Like most problems, the longer they are avoided, the harder they are to solve. A roaring house fire takes tremendous resources to put out. Even when put out, the owner is left with a lot of damage. The spark that started the fire could have been extinguished easily if the situation had been handled earlier....Read More

The goal? Take control of your money instead of letting it control you.

Fact 1: You will win the million-dollar lottery.

• Well, not really! However most families will earn a million or more in their lifetime. The question is how much of it are you going to keep....Read More

It’s rumbling in the distance. I know there is going to be a storm but exactly when and what it’s going to bring? I’m not sure. I’m not surprised. There are always storms. Some are just worse than others and the longer it goes without a severe storm the less prepared I am for it. . ...Read More